What limits of indemnity should I buy?
‘What limits of indemnity should I buy?’ is an often-asked question with no simple single sentence answer. The most straightforward answer an insurance broker will provide is probably ‘as much…
Why contract terms matter
Contract terms matter. Whether it’s insurance coverage and how your insurers will defend you, how your insurer will concede liability and make a third party payment, or if they’ll cover…
COVID-19 and Business Interruption – FCA Test Case
The COVID-19 Pandemic has brought about significant disruption across the majority of UK industries, with businesses facing substantial financial losses and in certain instances has led to insolvency. Policyholders have looked to their insurers…
Combatting the D&O Hard Market
Following on from the Professional Indemnity insurance market, the UK market for Directors & Officers (D&O) insurance has hardened significantly over the past 6-9 months. Unfortunately, for now, this shows…