Policies that include insurance cover for Employers Liability, Public Liability and Products Liability often include adjustment of premium provisions. This will require you to declare to your insurers at the end of the insurance period the actual turnover received by your business, wages paid to employees and payments made to subcontractors. If these figures exceed the amounts that you originally estimated then you my be required to pay your insurers an additional premium on adjustment of these figures. It is worth noting that the Kingsbridge policy can often be arranged with non adjustable premiums so that you will not be charged any adjustment premium at the year end. This can be a distinct benefit for growing businesses.